We
have run a survey before coming to the conclusion with large group of people of
several locations of United States, United Kingdom, India and several other
countries to know their favorite mode of shopping, the result came as a
surprise because more than half amount of people has voted for online
shopping. The major reason behind people
opting for online shopping is because it’s more convenient and they can shop
from anywhere, anytime irrespective of any geographical location.
Although
shopping online is a very frequent and convenient way to buy stuff over the
internet but it still contains various cons that should be taken care of before
sharing your personal information. So, here we will
elaborate security tricks and tips that should be taken into consideration before online
shopping.
7 Safety
Measures Taken before Shopping Online/Internet Transaction
Opt for
Credit Card over Debit Card
It is often recommended to make online
transactions through credit card, either it’s for online shopping or for bill
payment. It’s believed that credit card are much secured option for internet
transactions due to advanced validations features embedded in credit card
payment as well as encrypted mode provided with SSL certification. According to
U.S. Law if you credit card is used unauthorized by someone then you are liable
to pay an amount of $50 only, something which is not provided with either
checks or money orders. That’s why its advised to link your PayPal account with
your credit card rather than debit card for any online payment.
Users are still afraid to use their credit
card for payment over the internet, so in order to tackle with this issue they
can generate a substitute number or one-time-use card number for online
purchase. Currently, various companies are offering their users a benefit to
produce a single time use card number while making purchase, so immediately
after making payment this number expires so nobody can misuse your card if
someone steals it or you lost it.
Disposable
Credit Card – Preferred Solution by Many Users
American Express and Visa card both come up
with a unique trend of disposable credit card which similarly acts as a gift card.
You can add any amount of dollar into it and can use it until the balance
finishes from it. Once the amount gets over, you can either add some more
dollars into it or can buy a new one. Even if somehow this disposable card gets
stolen or lost then it becomes anonymous and a third person can never use the
amount more than available on this card.
Track your
Online Transactions
While
doing online payment, you must always be more alert and should always keep a
track of your all transactions. Don’t be wholly depends upon company’s
confirmation email regarding an online payment. Rather, you should keep the
track yourself which includes the order name along with other vital details
like shipping address, purchase date etc. so that if any dispute happens you can
easily deal with it. Often, after making an online payment, a summary page
comes where all the necessary details are provided, so do save that page
somewhere in your hard drive in order to cope up with future mishaps.
Computer/Laptop
Protection is Must
Safety
measure must be taken into account while shopping online, you should make sure
you are not using any public computer like cyber café or anyother place while
making online payment. If you are using your own machine, then the most
important thing is “Firewall” you
should always keep your firewall mode activated or enabled which helps in
hiding your machine from hackers so that none of your important information
could be obtained. Also block all software’s and viruses that could make your
machine vulnerable to cyber-attacks.
Never Store
Important Information Elsewhere
The
most important rule or tips of online shopping or payment is “never ever store your
personal information on web”. Although there are various shopping sites that
allow you an option to save your card information on their server in order to
make shopping procedure much speedy, yes they are faster but it also contains
the risk of your data security. Suppose, you have stored your information with
an online shopping website that you mostly used to make online purchase, now
some discrepancy happened in their entire database, now what? It simply states
that your database is at risk, so to avoid these situations it’s better to manually
enter your information each time.
Analyze your
Seller First
This
is also an important area of concern, where it is recommended to analyze the
website and its reviews or feedbacks over the internet before buying any stuff
from it. You must check their past track records or response of other users for
that particular website. You should check if there’s any complaint registered
against them. This basic information can be grabbed from internet. Also check
out their private policies and also their contact information like location,
contact person, contact number etc.
These
are the top measures you should take while purchasing products online, if you
will follow these secured tips and tricks while shopping online accurately, there wouldn’t be any need to ever worry
about your internet transactions.
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